The University of Pennsylvania Postdoctoral Insurance Plan


Dental Plans

The Postdoctoral Insurance Plan offers you the choice of either the Aetna Dental DMO plan or the Aetna Dental PPO Plan, both providing a broad range of coverage for dental procedures. You are automatically enrolled in the Dental DMO Plan. You have the option of choosing the Dental PPO plan at initial enrollment or during Open Enrollment. If you do enroll in the dental PPO plan, you will be responsible for the difference in premium between the dental DMO and the dental PPO. If your mentor is going to pay for the upcharge, please be sure to complete a Dependent Contribution Worksheet found under Enrollment.

The Aetna Dental DMO Plan .

Postdocs with an appointment start date of 10/15/2014 or later: If you choose the dental HMO, you are automatically enrolled with a provider at the Penn Dental School. Penn Dental medicine ranks #1 of the top dental schools in the U.S.A. for 2014 and offers valuable benefits when seeking care at the center:

  • Convenient on-campus location with all dental specialties under one roof.
  • Convenient evening clinic sessions – options for convenient appointments
  • High quality dental care, maximizing use of insurance benefits
  • Diverse international environment – over 40 languages spoken
  • State of the art care in a comfortable environment

Please find information below regarding the provider with whom you are automatically enrolled:

Dr. Uri Hangorsky, DDS
Primary Office: 019643
240 South 40th Street, Philadelphia, PA 19104
Phone: (215) 898-5856
Specialties: General Practice – Dental

You may change this provider at any time if you so desire by calling the toll-free number on your Aetna dental ID card, or using the Aetna Navigator site to make the change. For more information on the Penn Dental School of Medicine, please click on the following links:

Please click on the Aetna Plans link then click on DMO for a complete listing of services and relative copays associated with this plan. Exams, cleanings (also known as 'prophylaxis'), x-rays and most fillings are covered at no-charge.

We recommend that you make a copy of the above referenced list to take with you to your dental appointments so you may always have a reference to what your copay will be for the procedures that are performed. Please note that the frequency of exams, cleanings and x-rays are relative to the plan.

It is necessary that you choose a Primary Dentist (PD) for the Dental DMO plan. Please click on the Provider Directory link at left in order to choose a dentist in your area. You will find detailed instructions on the Provider Directory page to assist you in navigating the site. If you do not choose a PD, and do not put the six digit PD office number on your enrollment form, you will receive an ID card that says "No PD selected," and you will have to contact Aetna Member Services to assist you. If you wish to change your PD selection, please click on the Provider Directory for instructions.

The Aetna Dental PPO Plan

This plan offers you the option of seeking services from an in-network or out-of-network dentist. It is important to understand that the Dental PPO Plan is not as comprehensive as the DMO plan in that there are limits to the dollar amount of services provided on an annual basis. Co-insurance levels can change between in and out-of-network services. Please click on the Aetna Plans link, then click on PPO to view a summary of benefits and services offered by this plan. In order to find a participating dentist in your area, please click on the Provider Directory for instructions.

Garnett-Powers & Associates is pleased to offer a Customer Service Representative who will assist you with benefit and enrollment questions. Please address your questions to:

Garnett-Powers & Associates
23361 Madero, Suite 240
Mission Viejo, CA 92691
Or call us Monday - Friday, 8 am - 5 pm PST
Toll free at 1-800-319-9557

Contact Postdoctoral Insurance Plan Services
PDInsPlan@Garnett-Powers.com

We thank you for the opportunity to be of service to you and your family.

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23361 Madero, Suite 240, Mission Viejo, CA 92691
(949) 583-2925 - FAX (949) 583-2929 - Toll Free (800) 319-9557
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