University of Chicago Postdoctoral Researcher Benefit Program


Disability Plans

Standard Insurance Short-Term Disability (STD)

The Short-Term Disability Program offered by The Standard Insurance offers you the security of knowing that if you should become disabled, replacement income is available to help you financially through that period without seriously affecting you and your family. This benefit is paid by the University.

You will be automatically enrolled in the Short-Term Disability Insurance. This disability benefit offers you 60% of your pre-disability earnings during a benefit period of up to 90 days. For more detailed information on this program, please click on the STD Plan Benefits.

Standard Insurance Long-Term Disability Insurance (LTD)

LTD benefits begin at the end of the STD benefit cycle, meaning, your benefits begin after 90 days of receiving the STD benefit, after the onset of your disabling illness or injury. The LTD benefit provides you 60% of your pre-disability monthly earnings, not to exceed the plan’s maximum monthly benefit amount of $2,500, less other income sources. All postdocs are automatically enrolled in this plan.

Please click on the LTD Plan Benefits for more detailed information regarding this plan.

Filing STD or LTD Claim Forms

Please click on STD Claim Form or LTD Claim Form to access instructions and forms to file a disability claim for either plan.

Summary Plan Descriptions

The Summary Plan Description is a comprehensive document that provides details about your plan benefits and coverage. It describes how to access the benefit, how the benefit is paid and what may be excluded. Please read this document carefully and refer to it should you need to make an STD and/or LTD claim. Please click on Summary Plan Descriptions to access these documents..

Garnett-Powers & Associates is pleased to offer a Customer Service Representative who will assist you with benefit and enrollment questions. We will return your call or answer your email within 24 hours. Please address your questions to:

We thank you for the opportunity to be of service to you and your family.

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