Southern California Individual & Family Health Plans 

Why is it important for individuals and families to have health insurance?

Health insurance provides protection for individuals and families against health and financial risks. From preventive services to protect your long-term health to treating unexpected illnesses or accidents, individual and family health plans provide financial relief from increasing healthcare costs.

When evaluating the need for health insurance, the financial considerations should not be limited to the potential cost of healthcare itself. With the Affordable Care Act, individuals and families who can afford health insurance but choose not to buy it must pay a fee called the individual shared responsibility payment. Also referred to as the “individual mandate,” this fee is owed for any month individuals do not have qualifying health coverage. The fee is calculated two ways – as a percentage of household income or per person – and uninsured individuals are required to pay whichever fee is higher.

What options are available for individual and family health plans?

Understanding the options for individual and family health plans can be complicated, with numerous insurance companies each offering multiple types of health insurance plans. With so many options available, it helps to have a broker on your side. By listening to your needs and providing analysis of plan options and costs, the team at Garnett-Powers & Associates can help you find the plan that is best for you. Our team can assist with products and services including medical insurance, dental insurance, vision insurance, life insurance, travel insurance, Affordable Care Act subsidy guidance and more.

How much does it cost to get individual and family health plans?

With all of the options for individual and family health plans, the cost of insurance and healthcare can vary widely. From monthly premiums to deductibles, co-pays and out-of-pocket maximums, the knowledgeable team at Garnett-Powers & Associates can guide you through the options. Leveraging relationships with a large network of insurance companies, our experts can provide comparisons of health plans to find the most cost-effective solution to fit your individual and family needs.

How do you contact Garnett-Powers & Associates about individual and family health plans?

Located in Southern California, we offer health plans to individuals and families in our local Orange County community and across the country. From Orange County and Los Angeles to San Diego and Riverside County, our team of experts is ready to assist families in our local community. To speak with an insurance specialist and request a quote, contact us today at 1-877-559-9922 or email our team at info@garnett-powers.com.