University of California Postdoctoral Scholar Benefits PlanGarnett-Powers & Associates Celebrates Over 25 Years of Excellence in Benefit Solutions

ELECTING COBRA AND CONTINUING YOUR MEDICAL, DENTAL AND/OR VISION COVERAGE

When your appointment terminates and you leave the university, you may continue your coverage for any of the PSBP medical, dental and/or vision plans in which you and your family members are enrolled by electing COBRA Continuation Coverage. COBRA, the Consolidated Omnibus Budget Reconciliation Act of 1985, offers coverage when you experience a qualifying event and you lose your coverage, such as termination of employment. When you elect COBRA coverage, you will pay for each plan in which you and your family members choose to be enrolled. Please keep in mind that even if your appointment were to terminate at any time during the month, your PSBP coverage continues until the end of the month and your COBRA elected coverage would begin on the first of the month following your termination.

Electing and Paying for COBRA Continuation Coverage

We receive a file from the UC payroll system that advises us of your termination date. We then send you a COBRA Election Form which displays the plans that are available to you. That notice is sent to your last known address communicated to us through the file.

In order to elect your coverage, you will complete the COBRA Election Notice and the carrier application and send it back to our office within the timeframe noted on the COBRA Election Notice. You will be billed by the insurance carrier for your elected coverage.

If you decide to elect COBRA for you and any of your enrolled dependents, you will be responsible for paying the premiums on a monthly basis to the insurance carriers. To learn how much you will pay during 2016 for any coverage you elect through COBRA, please click on Monthly COBRA Premiums.

COBRA Continuation Rights

The General Notice of COBRA Continuation Coverage Rights contains language that assumes you have already enrolled in the plan, and is included as a section of the enrollment form. Please read the General Notice of COBRA Continuation Coverage Rights, which provides details concerning continuing your coverage. If you are not enrolling in any plans in the PSBP (medical, dental or vision), this document does not pertain to you.

If you have any COBRA questions, please contact Candace Nicholson:

Garnett-Powers & Associates, Inc.
Please call us Monday - Friday, 8 am - 5 pm
Toll free at 1-800-261-7109

UC_Cobra@garnett-powers.com

We thank you for the opportunity to be of service to you and your family.

The enrollment form and many of the informational links from this site require Adobe Acrobat Reader. If you need to download the latest version, click the icon above. Acrobat Reader is free.

Notice of Privacy Policy & Insurance Information Practices

23361 Madero, Suite 240, Mission Viejo, CA 92691
(949) 583-2925 - FAX (949) 583-2929 - Toll Free (800) 254-1758
CA license 0G11917

www.Garnett-Powers.com